File 1095-B Online
Looking for an efficient way to file the form 1095-B online? IRS approved 1099ly allows you to eFile your 1095-B with security and ease, all online. IRS Form 1095-B is used for reporting information to the IRS and taxpayers about individuals covered by minimum essential health coverage.
Why eFile 1095-B with 1099ly?
- Easy and Secure eFiling
- Quick and Accurate Reporting
- State Filing Compliance
- Supports Bulk eFiling
- USPS Address Validation
- Notice Management
What is IRS Form 1095-B?
Tax1099 offers Affordable Care Act Forms 1095-B and 1095-C for reporting information to the IRS and taxpayers about individuals covered under minimum essential health coverage. Use case: Any person who provides minimum essential healthcare coverage must file the individual's coverage.
Form 1095-B
Form 1095-B provides information about your health coverage. The form has four parts:
- Part I identifies the policyholder for the insurance policy. For an employer-sponsored plan, for example, this would be the name of the employer.
- Part II identifies the employer, if the insurance is employer-sponsored.
- Part III identifies the insurance company providing the coverage.
- Part IV lists the people covered under the policyholder's policy, by year or by month.
When would you need to file a 1095-B?
- Form 1095-B is used to report certain information to the IRS and taxpayers about individuals who are covered by minimum essential coverage.
- Eligibility for certain types of minimum essential coverage can affect a taxpayer's eligibility for the premium tax credit.
- Every person that provides minimum essential coverage to an individual during a calendar year must file an information return reporting the coverage.
- If a government unit or a subsidiary agent lends money that is secured by property, then the government unit must file Form 1095-B.
- If a loan is transferred from one holder to another, the subsequent loan holder must report events after the transfer on Form 1095-B.
- If there are multiple lenders of money secured by a property, and one lender forecloses on a building, for example, the other trust holders must file Form 1095-B.
For more, visit www.irs.gov
1095-B Decision Process
May FTE (full-time equivalent, defined as working 30 or more hours per week) employees do you have?
Choose the timeframe to calculate full-time equivalency for your part-time employees.
Monthly
Total Full-Time Equivalent (FTE): 0.0
- Fully insured and less than 50 FTE - no reporting requirement
- Fully insured and 50 FTE or more - 1095-C (Parts I and II only)
- Self-insured and less than 50 FTE - 1095-B (all parts)
- Self-insured and 50 FTE or more - 1095-C (all parts)
Disclaimer: This calculator is not intended as tax advice. Consult your HR Specialist to confirm the results.
1095-B Deadline and Important Dates
With 1099ly, you can schedule the date that your forms are transmitted to the IRS. Scheduling your forms gives you time between when we email/USPS your forms to vendors and when we send the forms to the IRS. This is useful because your vendors may have edits to make. You can make those changes in 1099ly before the scheduled date at no extra charge. We automatically schedule your IRS eFile transmission at a week away from when you submit, or by the deadline. You can edit this date to match your preference.
| Filing Type | Due Date |
|---|---|
| Recipient Copy | March 02, 2026 |
| IRS eFile | Tuesday - March 31, 2026 |
| IRS Paper Filing | Monday - March 02, 2026 |
1095-B Fee Calculator
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The CF/SF Combined Federal State Filing Program allows parts of your federal filing to be transmitted to the state at no extra charge. Non-participating states must receive a direct filing. Learn more about state filing here.
Resource Center
If you're looking for more information about the ACA regulations, reporting requirements, or IRS information on the ACA, please check the links below:
- If you are looking for details on 1095 reporting requirements
- IRS ACA Tax Provisions
- What's Trending for ALEs
- IRS info for Applicable Large Employers (ALEs)
- All about the Affordable Care Act
- US Department of Health and Human Services
- Information for Medicaid participants
- ACA and Medicaid